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Lessons learnt in 2025
This year in the US there were many important policy changes. The main one was the increase to tariffs under Trump 2.0. Trump threatened to increase tariffs to above 30% in April (“Liberation Day”) from ~3% at the start of the year, which would have taken US tariffs to their highest level since the late 1800’s.
1 day ago6 min read


Your money, your priorities
Investing may be all about the numbers - growth, returns and risk - to build a secure future but increasingly investors are interested in an even more meaningful approach
Dec 93 min read


How generosity can be part of your financial plan
It's the season for gifts, sharing meals and spreading cheer. But what if your festive generosity could do more? What if it could ripple through generations, perhaps shaping futures and maybe reduce your tax bill?
Dec 93 min read


How to spot a scam website
Recently, there was an alert about the ASIC Moneysmart website being impersonated. It's part of a growing - and increasingly sophisticated - trend of scammers targeting reputable, high traffic websites.
Dec 95 min read


How much super should I have
How much super should I have is a common question. But when it comes to how much super (or other savings) you'll need for retirement there's no single right number.
Dec 94 min read


Tips for a budget-friendly festive season
The festive season is a time to celebrate, relax and connect with loves ones, but it can also put extra pressure on the household budget.
Dec 93 min read


Market Update
Global shares mostly rose over the last week but had a messy ride. While US shares initially rose strongly on the back of the end of the Government shutdown the gain for the week was erased to just 0.1% as hawkish commentary by some Fed officials saw market expectations for the probability of a December rate cut fall back to around 45% and as valuation concerns weighed on tech/AI related stocks.
Nov 1811 min read


Market Update - Investment markets and key developments
US and European share markets fell sharply on Friday in response to the latest threatened re-escalation in the trade ware between the US and China
Oct 1410 min read


Gold at record highs - can it keep going? Implications for investors
Since the start of last year gold has made a succession of record highs. But what’s driving it? Is it a forewarning of more high inflation, or something more serious? Is gold something investors should have in their portfolios?
Sep 177 min read




Protecting what matters most
We plan for holidays, home renovations, and retirement but we’re less likely to plan for the unexpected. Life insurance is one quiet but powerful way to protect the people you love from financial stress if something happens to you.
Sep 33 min read


Strategies for an unexpected retirement
The best time to start planning for retirement is yesterday
Sep 33 min read


Is now the time to refinance your home loan?
Inflation has been heading in the right direction and the Reserve Bank of Australia has cut the cash rate three times in 2025. So, is now...
Sep 33 min read


Investment markets and key developments
Global shares, led by the US share market, pushed further into record territory over the last week helped by solid US earnings growth, okay economic data and expectations for the Fed to start cutting rates next month.
Aug 1911 min read


China - the tariff threat, structural challenges & implications for Australia
Despite plenty of concern around the property downturn, structural problems and now US tariffs, Chinese economic growth has so far been okay. Compared to the roaring 2000s there is no doubt that Chinese growth has slowed.
Jul 176 min read


Here we go again! - the threat to economies and investment markets from the Israel and Iran war
Conflict regularly flares up in the Middle East leading to concerns of a threat to inflation and economic growth via a surge in oil prices like in the 1970s and early 1980s.
Jun 188 min read


The importance of nominating a beneficiary for your super
We all work hard to build a healthy super balance. So, it makes sense that you'd want to understand the ins and outs of how super beneficiaries work so you can make sure your super money ends up in the right hands if you die.
Jun 33 min read


Big changes ahead for Aged Care
Aged care funding and services have seen major changes in the years since the 2021 report of the Royal Commission into Aged Care Quality and Safety, and this year is no exception.
Jun 33 min read


Why investors need to be aware of the psychology of investing
Investment markets are driven by more than just fundamentals. Investor psychology plays a huge role and helps explain why asset prices go through periodic booms and busts & why they can react in extreme ways to events.
Jun 37 min read


7 ways to get ready for tax time
The end of financial year on 30 June 2025 is fast approaching so here's a quick checklist to help you prepare.
Jun 33 min read
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