Easy and fast access to online information and costs attracts many people to organising their own insurances often believing they have the cheapest option. However, with so much online shopping, we are also now becoming more aware of value versus cost.

Using an insurance representative provides peace of mind that the job is done properly and reduces the chance of increased costs due to not having all the knowledge or, lack of time/ interest to gain all the knowledge. 
 

Personalised service and the right cover

A representative works for you not the insurer. At Provident, we take the time to understand you and your priorities so that we can advise on the appropriate policies that will suit your needs, business and lifestyle. We then review your polices every year to ensure that your cover continues to meet your changing needs and lifestyle.

Our focus is on supporting our clients and ensuring they have the appropriate insurances in place as one size does not fit all.

Save you money and time

We negotiate on your behalf on the best possible terms, conditions and prices. Our experience and product knowledge saves you time finding the right policy to match your circumstances. We are not restricted to a short list of policies, we have access to a wide range of insurance providers, ensuring that our solutions can be tailored to your unique circumstances.

Expert advice

Our consultants have accreditation in a diverse range of domestic and/or commercial insurances and a combined experiencing over 110 years. The team is led by Troy Hams, a Senior Associate of the Australian and New Zealand Institute of Insurance and Finance (ANZIIF) who is a Certified Insurance Professional.

We have been advising and support a diverse range of clients since 1997, from large national companies to small, family-run businesses as well as many domestic clients. 

Claims specialist

When you need to make a claim, you will talk to the same team that advised and arranged your insurance policies; they know you and your circumstances. We deal with all the paperwork, assessors and waiting on-hold. Our expertise saves you time and maximises positive claims outcomes.
 
Understanding what insurance you need can be complex and it can be devastating if you get it wrong. That’s why it pays to have an insurance expert on your side.

We understand that the protection of your assets base is vital to your overall financial well-being. If you would like free general insurance health check, to review if are paying competitive premiums, and ensure you have adequate cover, talk to one of our consultants today on 9442 0000 or email insurance@provident.com.au.