i Australian Institute of Health and Welfare, https://www.aihw.gov.au/reports-statistics/behaviours-risk-factors/overweight-obesity/about ii Finder, Life insurance for over 70’s, https://www.finder.com.au/life-insurance-for-over-70 iii Australian Bureau of Statistics, National Health Survey: First Results, 2014-15, mental and behavioural conditions, http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by Subject/4364.0.55.001~2014-15~Main Features~Mental and behavioural conditions~32 iv Mental illness and life insurance, what you need to know – a detailed guide, pg 3, https://www.psychology.org.au/Assets/Files/Mental-illness-and-life-insurance-detailed-guide.pdf v Finder, Regular smokers and life insurance, https://www.finder.com.au/regular-smokers-and-life-insurance vi Finder, Updating life insurance beneficiaries, https://www.finder.com.au/updating-life-insurance-beneficiaries vii Moneysmart, Insurance through super, https://www.moneysmart.gov.au/superannuation-and-retirement/how-super-works/insurance-through-super © AMP Life Limited. First published 06 September 2017