08 9442 0000
Self Managed Super Funds
Investment & Wealth management
Age Care Advice
Business & Personal Insurance
Working with Provident
Working with Provident
2020 Enjoy Factor
2019 Enjoy Factor
2018 Enjoy Factor
2017 Enjoy Factor
2016 Enjoy Factor
2015 Enjoy Factor
2014 Enjoy Factor
2013 Enjoy Factor
2012 Enjoy Factor
2011 Enjoy Factor
Managing Driver Fatigue
Protecting your loved ones
6 steps to help you feel more positive about your finances
Super bring-forward rules now apply to more people
Super contribution caps are going up from 1 July 2021
Three finance strategies for purchasing your next property
Working from home - what are the risks?
Your super checklist for EOFY
What are the top 5 global business risks and how could they affect you?
How to pay off your home loan faster
Market Update 5 March 20201
Australian house prices on the upswing - seven things to bear in mind about the Australian property
Research confirms the incredible value of Insurance brokers
Smart ways to save for a deposit
3 Golden rules that make saving for retirement easier
Do I need Professional Indemnity Insurance
Is it the right time to refinance an investment property?
Market Update December 2020
Federal Budget 2020-21 round-up
Market outlook Q&A - disconnect to real economy, growth v value, vaccines, property, gold, inflation
Cyber security will be a key risk for years to come
Come prepared: your home loan application guide
Essential checklist for the end of financial year
Diversification - why it matters more than ever
Phishing attacks - Will you take the bait?
Preserving retirement savings during COVID-19
Why it is NOT the time to cancel your insurance
A homeowner's guide to refinancing
Working from home because of COVID-19? Be wary of new Cyber scams
Federal Government stimulus package
What effects may the Coronavirus have on insurance?
The plunge in shares - Seven things investors need to keep in mind
How does using an Insurance Broker benefit you?
Why it's a good idea to get pre-approval
Three reasons why low inflation is good for shares and property
The China Coronavirus outbreak -economic and investment market implications
Why super and growth assets like shares really are long-term investments
7 tips to improve your financial wellness
How safe is your ID?
The hidden insurance risk lurking in our homes
Perth Property market signals the bottom of the market.
Commonwealth Seniors Card - qualifications, issues and considerations
Making downsizer contributions into super - what you need to know
Rates Fall - Lending Appetite Increases - Consumers Win!
The insurance implications of working from home
Record keeping in managing slip and trip risk goes digital
Are you underinsured?
Falling home prices & the impact on jobs - will the RBA react?
Navigating the small business lending market
RBA cuts rates to a new record low - Why? Will it Work? How low will rates go? and What does it mean
The nine most important things I have learned about investing over the past 35 years
The 2019-20 Australian Budget
4 Ways to avoid risk when buying property this Autumn
5 Life insurance questions you've always wanted to ask
6 Steps to get your money stuff together
Managing Driver Fatigue
Most older Aussies prefer home care over a nursing home
How much super should I have at my age?
How to protect your personal assets if your small business is sued
I'm young - do I need life insurance now?
Protect your home from water damage
The tradie’s guide to insurance
Setting up an emergency response plan
What are the 3 biggest living expenses for households?
Would you like to retire by 40?
Are you entitled to a tax deduction on personal super contributions?
The value of an insurance representative
Can I go back to work if I’ve taken my super?
I have health insurance, what else do I need?
What is the retirement age in Australia?
Make the most of your retirement entitlements
6 tips for retiring earlier
5 ways to a longer, healthier, happier life
How do I care for children and ageing parents?
Getting ready for retirement: 11 things to address
2017 has been kind to investors
How to retire, your way
Don't want to be retired and in debt?
Managing Driver Fatigue
If you are planning on a road trip this Easter long weekend make sure you read these tips on how to manage driver fatigue.
With the Easter long weekend fast approaching many people are considering it is the perfect excuse for a quick getaway. Many families pack the family into a car and hit the road. As you can imagine, the Easter Holidays period is one of the busiest times of the year on our roads.
If you are planning to drive this Easter one of the major factors in accidents on our roads is driver fatigue here are some tips to keep you and your family safe and arrive at your destination safely.
Driver fatigue significantly increases the risk of a crash. Crashes which result from fatigue are caused by a driver’s loss of alertness which is accompanied by poor judgement, slower reaction times and decreased skill levels (Beaulieu, 2005).
Fatigue related accidents also tend to be more severe in nature with these crashes three times more likely to involve a fatality than crashes which are non fatigue-related (Williamson & Boufous, 2007).
The reasons for a loss in concentration and driving ability are numerous but lack of sleep; time of day and time on task are the key contributing determinants.
If as a driver you notice any of the following symptoms whilst driving then it’s time to cease driving immediately:
Trouble focusing, or keeping attention
Head nodding, or inability to keep the eyes open
Forgetting the last few minutes
Slower reaction time
“Zoning out” or becoming oblivious to your surroundings
Daydreaming and wandering thoughts
Constant yawning or rubbing your eyes
Drifting in the lane
Some helpful hints to avoid the onset of driver fatigue include:
Being well rested. Good quality and quantity of sleep.
Avoid if possible travelling at times in which you normally would be asleep. The alertness and performance of drivers has been found to reduce during this time.
Eat small meals before driving as large meals can cause drowsiness;
Drink plenty of water;
Avoid using the heater as it can make you feel drowsy – keep your vehicle at a comfortable temperature. In cool conditions direct warmth to your feet and open the window a little to allow fresh air on your face;
Keep your mind active by listening to the radio while driving;
Avoid sedative drugs.
If you feel you are nodding off, stop in a safe area, stretch your legs and if possible have a 15 to 30 minute power nap;
If you have a passenger (licensed and authorised to drive), rotate driving every 2 hours.
Provide extra consideration for shift or overtime workers as these drivers are more likely to be involved in a fatigue related crash.
An individual losing just two hours of sleep will experience decreased reaction times, cognitive functioning, memory, mood and alertness. (Dobbie, 2002).
A person who has driven more than eight hours has the equivalent crash risk of a driver with a blood alcohol concentration (BAC) of 0.05% (Jones & Stein, cited in Haworth,2002).
Driver safety experts have estimated that 20 to 30 per cent of fatal road crash fatalities would involve some aspect of driver fatigue (HORSCIOCTA, 2000)
Beaulieu, J. K. (2005). Working paper - The issues of fatigue and working time in the road transport sector. ILO publications. Retrieved April 07, 2011, from World Wide Web: www.ilo.org/public/english/dialogue/sector/papers/transport/wp232.pdf
Dobbie, K. (2002). Fatigue-related crashes: An analysis of fatigue-related crashes on Australian roads using an operational definition of fatigue. Australian Transport Safety Bureau – Road Safety Research report OR 23. Retrieved April 07, 2011,
from World Wide Web www.infrastructure.gov.au/roads/safety/publications/2002/pdf/Fatigue_related_sum.pdf
Haworth, N. (2002). Countering Driver Fatigue: Monash University Accident Research Centre. Retrieved April 07, 2011, from World Wide Web: www.infrastructure.gov.au/roads/safety/publications/2002/pdf/Fatigue_related_sum.pdf
House of Representatives Standing Committee on Communications. Transport and the Arts (2000). Beyond the Midnight Oil: an inquiry into managing fatigue in
transport. Canberra: The Parliament of the Commonwealth of Australia.
Boufous, S. & Williamson, A. (2006). A data-matching study of the role of fatigue in work-related crashes. Transportation Research Part F: Traffic Psychology and
Behaviour, 10(3), 242 – 253.
Back to News