Our diverse range of specialists means that we can integrate all your financial needs in the one place. Our financial planners work with you to provide a personal and strategic direction for your financial future.
We choose to hold our licence through AMP Financial Planning Pty Limited and therefore benefit from the support of one of Australia's largest financial services organisations.
At Provident, we follow a six step process for building successful financial plans tailored to your individual needs.
We provide you with information about Provident, including our Financial Services and Credit Guide which details our background, how we work and our advice fees. We will send you forms to be completed and returned prior to your first appointment as well as advise you on what to bring on your first appointment.
In addition to the financial information that have already provided, your planner will ask you about your goals and objectives, your attitude to risk and what financial success looks like to you.
All this information will be used as the foundation for developing a plan tailored to your needs. Your planner will explain our advice services and process, including our model portfolios, and our service packages.
Your planner will take a comprehensive look at your position, and after extensive research and modelling, will recommend in a written Statement of Advice (SOA) the most suitable strategies, products and services to achieve your goals and objectives.
Your planner will meet with you to present your financial plan (SOA) and explain the strategy, products and services.
When you are ready to proceed, your financial plan will be put into action. Depending on the products recommended in your SOA, we may need to arrange another meeting with your planner.
Your circumstances, lifestyle and financial goals will change over time, it is a wonderful part of living, so it is important that your financial plan is regularly reviewed and adjusted as necessary, to ensure your plan remains on track as you dicsover more dreams to fulfil.
Our costs and fees, outlined in our Financial Services and Credit Guide, are discussed with you prior to undertaking the advice process. This ensures that you are always fully aware of any fees or commissions in advance.
Before commencement, we will forward to you a document that summarises our understanding of your goals and objectives, your current situation and the appropriate cost for the preparation of your Statement of Advice (a financial plan that states our recommendations).
Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -
Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew
My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood
Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch
We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen
Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans
Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell
Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven