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This gallery showcases two stories from the 2019 Enjoy Factor book. To read the full publication, please click here.

John & Judy Lyons
John & Vicki Evans

John & Judy Lyons

We have been with Provident for many years, during this time we have been able to build up and maintain our superannuation through their advice, in particular, implementing a transition to retirement plan in our latter working lives. Now we are both retired, we are pursing our Enjoy Factor with confidence thanks to the team at Provident

During the past five years our travels have included three European trip. Firstly to France where, after visiting Paris and Lyon, we embarked on a self-drive boat along the Canal due Midi culminating in Castelnaudary, then by train to Barcelona. A tour to Southern Italy, Sicily and Malta was our next adventure, highlights of which included a pizza making glass in Sorrento, staying in a trullo hut in Alberobello, cave accomodation in ancient Matera and taking in the sights of Mt Etna.

Our latest Enjoy Factor commenced with a few days in London, then to Amsterdam by Eurostar, followed by a delightful European river cruise to Budapest. From there we enjoyed a week's sojourn in Slovenia, visiting Ljublijana and pristine Lake Bled, before embaring on an ocean cruise along the Dalmation coast from Venice to Athens.

As well as these journeys, we have recently undertaken renovations and improvements to our home and we plan to continue to see a bit more of this big wide world.

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John & Vicki Evans

Provident have been our financial advisors for close to 20 years. As Vicki and I get closer to retirement we are continually evaluating our financial situation with an eye to being able to maintain our current lifestyle and in particular continue to enjoy our love of travelling.

Paul Carter and Greg O'Niell have been a constant during our financial journey and without their knowledge, help and support we would not be as optimistic about our financial situation.

We look forward to our regular meetings with Greg as he is always very clear and precise in where we are financially and we always come away with renewed enthusiasm about what our future holds.

We have do doubt that Provident will be with us through the rest of our life journey and will make it just as enjoyable!

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See all enjoy factor stories

John & Judy - Canal du Midi, Castelnaudary

John & Judy - Lake Bled, Slovenia

John & Judy - Ljublijan, Slovenia

John & Judy - Lock in Canal du Midi

John & Judy - Matera, Italy

John & Judy - Melk Abbey, Austria

John & Judy - Pizza making in Sorrento, Italy

John & Judy - Trulli in Alberobello, Italy

John & Judy - Wurzburg Palace, Germany

John & Vicki - UK Travels

John & Vicki - Chicago

John & Vicki Evans - Maldives

John & Vicki - UK Travels

Enjoy factor moments

Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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