This gallery showcases two stories from the 2014 Enjoy Factor book. To read the full publication, please click here.

  • Veronica & James McGuire
  • Peter & Di Ryan
Veronica & James McGuire teaser

Veronica & James McGuire

We have known and worked with Alan for around 20 years. He has recently helped us set up a Self-Managed Superannuation Fund (SMSF) to give us greater flexibility over our investment options. Alan showed us that we could purchase an office through our SMSF which meant that we can run our business Treasures of OZ out of the office instead of from home.

Read more
Our company found inspiration in the magical story of the Wizard of Oz, ‘where all things are possible if we believe in ourselves’. Our vision to start Treasures of Oz allowed us to create beautiful coins that reflect the treasures of our world. By doing this, we hoped to bring about a broader understanding of different countries and cultures by showing what we all have in common.

We get to spend a lot of time travelling together and enjoy being able to operate our business from anywhere in the world. It is lovely to know that we can enjoy that lifestyle knowing that our finances are looked after.

Alan and the Provident team have done a wonderful job creating our financial plan which is structured around our objectives and goals. From the very beginning we knew we had found the right organisation to partner us in our financial future and we continue to adapt as our lifestyle changes and Provident are always there to help.

Our Enjoy Factor takes shape in our everyday lives, when we travel and work, we have the flexibility to do what we love doing where ever we want to do it. Our work - lifestyle balance is unique and exactly what we want to be doing which is pretty special for us.

Read less
Peter & Di Ryan teaser

Peter & Di Ryan

We often reflect on our good fortune to have had the advice of the Financial Services at the AMP Society in the years prior to our retirement.  We assiduously put as much as we could into our combined superannuation fund and when retirement arrived some ten years ago, we were able to travel somewhere each year, either within Australia or overseas.

Read more

In 2012 we made the decision to buy a caravan and took twelve months to travel the whole perimeter of our wonderful country.  We had wonderful adventures and met amazing people and had no idea just how beautiful this country is!

In 2014 we again took our caravan, this time exploring the Eyre and Yorke Peninsulas in South Australia and travelling via the Barossa Valley to the Murray River Mouth and then along the Great Ocean Road to Melbourne, staying also in Torquay, Ballarat, Bendigo and Echuca.  We slowly travelled the length of the Mighty Murray westwards to Morgan and then visited the Flinders Ranges before returning to Perth.

We have just returned from a visit to South Africa, visiting the Kruger Park before flying to Cape Town where we stayed in Somerset West, Blouberg Strand and Bettys Bay.  The Cape Peninsula is indeed a beautiful area and the mountains spectacular.  

We are so thankful to have placed our trust in Provident and to be in a position to fully enjoy these years of retirement.

Read less
See all enjoy factor stories

Enjoy factor moments

Enjoy Factor Moments Image

Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

Find out more
Enjoy Factor Moments Image

Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

Find out more
Enjoy Factor Moments Image

My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

Find out more
Enjoy Factor Moments Image

Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

Find out more
Enjoy Factor Moments Image

We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

Find out more
Enjoy Factor Moments Image

Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

Find out more
Enjoy Factor Moments Image

Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

Find out more
Enjoy Factor Moments Image

Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

Find out more