This gallery showcases two stories from the 2012 Enjoy Factor book. To read the full publication, please click here.

  • Jan Melville
  • Terry & Gail Cross
Jan Melville  teaser

Jan Melville

The Enjoy Factor has definitely been with me from the day I retired a little over two years ago. When I first visited Paul and his team at Provident was immediately taken by how professional and yet extremely friendly they were.  Paul has guided me from having very little superannuation to being very comfortable in my retirement being able to collect the full pension and also regular income stream payments which makes all the difference.

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Consequently I am now able to spend my time between my many interests, travelling, lawn bowls, dinner parties, daily walks with my dog Nui (obviously named after Nick Naitanui) and gardening (when I get the odd opportunity).  Who said retirement was boring -only boring people get bored.

The highlight of course so far has been taking ''the retirement trip" through Canada, Alaska, Las Vegas and the Grand Canyon.  I have been a lifelong traveller but this holiday would take some real beating - mind you I intend to continue trying!!

Thanks Paul and his team.

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Terry & Gail Cross  teaser

Terry & Gail Cross

We have had a fantastic time on our latest holiday, the Melbourne Cup was a real experience yesterday, never seen so many people in the same place before in my life. Tassie was beautiful, lush green, the roads are very winding, mountainous and skinny. The only planning we have to worry about in the Travel Plan, Provident can worry about the rest.

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Enjoy factor moments

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Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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