Commercial Insurance

Your business is your livelihood, don’t let the lack of insurance damage your hard work. Following nearly 20 years of providing insurance advice we are proud to be associated with some of Western Australia's success stories.

Our commercial consultants have extensive experience and insight into protecting businesses. Ensure you are adequately covered for:

  • Business & Trade
  • Public & Products Liability
  • Workers Compensation Insurance
  • Professional Indemnity
  • Cyber Liability Insurance
  • Directors & Officers Insurance
  • Management Liability Insurance
  • Construction Insurance
  • Farm Insurance
  • Commercial Strata
  • Non for Profit Organisation
  • Vehicles
  • Commercial Motor Insurance
  • Fleet Motor Insurance
  • Heavy Motor Insurance


When you talk to a Provident consultant, you can relax and feel confident knowing you have the right insurance for your business. We understand that when you own a business, it’s more than just a job, it’s your livelihood. Can your business afford to be underinsured? The loss or damage of property or a claim against liability can have severe consequences on other areas of your business if income and capital have to be diverted. Click here to find out how we have helped other businesses.

We offer flexible coverage that can be tailored to suit your needs and protect your business against a range of contingencies such as:

  • Fire and other damage
  • Burglary
  • General property
  • Business interruption
  • Accidental damage
  • Glass breakage
  • Public and products liability
  • Fraud and dishonesty
  • Goods in transit
  • Money
  • Equipment breakdown
  • Tax audit

Enjoy factor moments

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Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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