Business & Personal Insurance

Most Australians have some general insurance cover for their home, car and valuables, yet often little thought is given to insuring the very thing that allows you to have that car, home and business in the first place - you and your ability to earn an income.

Provident’s advice aims to help you understand your finances and give you peace of mind and security so that you can get on with the things you enjoy in life. This is what we call the Enjoy Factor and it is the cornerstone of our advice. 

Our experienced advisers minimise financial stress by protecting businesses and families should the worst happen such as desire of owner to leave the business, death, bankruptcy, disablement or long-term ill health, loss of a professional license and bringing the business into disrepute. There are strategies that you can put in place to manage these business risks now so that the business, business owner and employees are all covered.

We also understand that simple strategies can remove the financial stress in the event of death or injury so that our clients can focus on their wellbeing and their families.

 

Enjoy factor moments

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Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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