Paul Carter CFP®, DipFP

MANAGING DIRECTOR

Paul was a founder of the Provident Group in 1997 as a small Financial Planning and General Insurance practice. Provident has grown to a business that now employs over 30 people offering financial planning, general insurance, business consultancy and lending advice. The Group provides support and advice to a wide range of individuals and businesses. Whilst financial advice contains standard components, compliance details and is a technical discipline, Paul approaches his role from a personal perspective. He seeks to understand the client’s objectives and expectations of service before looking to present and articulate advice that is relevant to them and their individual situation.

Paul’s primary responsibilities are with corporate clients and gearing strategies, however his dedication and knowledge see him providing unique solutions in all facets of financial advice. Paul has specialised expertise in key person, buy/sell programs and advanced wealth accumulation strategies including self-managed super funds.

Paul Carter is a member of the Financial Planning Association of Australia, a CERTIFIED FINANCIAL PLANNER® and an authorised representative and credit representative of AMP Financial Planning Pty Limited.


Greg Neill CFP®, GDipFinPlanning, F Fin

DIRECTOR OF FINANCIAL PLANNING

Greg holds a Graduate Diploma in Financial Planning, a Diploma of Financial Markets and Financial Services, and is a fellow of FINSIA. Greg has been in the finance industry since 1991. Greg previously held the senior management position of Advice Coach for AMP Financial Planning, where he led a team of Advice Specialists in WA, SA and NT. This followed his time as the Retirement Advice Specialist in WA for AMP Financial Planning.

Greg specialises in the delivery of advice and strategies to individuals and businesses with complex financial needs including self-managed superannuation funds, wealth accumulation, retirement planning and risk protection. Greg has acquired technical skills of the highest order and is a regular source of knowledge for other advisers in accounting and legal fields.

Greg is passionate about improving a client’s financial well being whether they require simple debt advice or complex Self-Managed Super Funds and investment strategies for their retirement.

Greg Neill is a member of the Financial Planning Association of Australia, a CERTIFIED FINANCIAL PLANNER® and an authorised representative and credit representative of AMP Financial Planning Pty Limited.



Simon Carter BBus, AdvDipFP

FINANCIAL PLANNER

Simon started his career in the financial services industry at Provident in 2010 as part of the Client Services team while he was finishing his Bachelor of Business (Finance and Marketing). Simon was always determined to become a financial planner and he left Provident for several years to gain some very valuable experience with the large banks.
 
He has gained industry experience as a business development manager for CommInsure and then as a Financial Planner at ANZ. Along the way Simon has worked with some great mentors throughout the industry and has gained a deep understanding and passion for financial services and helping others achieve their goals.
 
Simon is excited to be back at Provident, where he feels he can truly help clients achieve their Enjoy Factor with complex strategies that provide better solutions to help achieve their individual needs and objectives.

Simon Carter is a member of the Financial Planning Association of Australia and an authorised representative and credit representative of AMP Financial Planning Pty Limited.



Jack Raymond B.Com (Finance & Banking), GradDip (Financial Planning)

FINANCIAL PLANNER

Jack Started his career in Financial planning while studying in 2017 and immediately felt at home in applying finance to helping individuals and families. 

After University, this lead to a position at Macquarie Wealth Management, allowing Jack to extract knowledge from a vast array of highly skilled Advisers.

Furthering Study at a postgraduate level, Jack worked through FASEA’s recent requirements in order to become one of the country’s first ‘new entrants’ to successfully become an Adviser. 
Now close to completing his Masters at University of New South Wales, Jack is looking to continually sharpen his knowledge and skills to provide the highest quality advice to clients.
Completing guest lectures at Curtin from which he so recently graduated, Jack is working hard to represent and nurture the next generation of the industry from which he believes the country as a whole can benefit.
 
Outside of work Jack enjoys an active lifestyle, live music & playing Football for Stirling Saints


Juandy Tan B.Com (FP)

ASSOCIATE

Juandy has worked in the Financial Planning Industry since 2013 and has gained a good understanding of the industry from this experience and his degree in Financial Planning.

He is now looking forward to working with Provident's Team of Financial Planners to assist clients with achieving their Enjoy Factor.

Juandy is also a qualified fire-fighter and trains in the self-defence art of Krav Maga in his spare time.


Chris Burford B.Com (Finance & Economics), DipFP

ASSOCIATE

Chris began his career in Financial Planning after completing a Bachelor of Commerce degree in 2017. He gained important practical experience within the industry throughout various support and administrative roles while continuing with studies. Since then, Chris has further completed a Diploma of Financial Planning and is looking into commencing a Master of Financial Planning.

Chris understands the importance and value of financial advice, working together with Provident's Team of Finanical Planners to assist clients in achieving their financial goals. He greatly appreciates the postive impact that can be made through the advice process, ensuring that the client's best interests are always at the forefront.

Chris enjoys playing sports and spending time with friends and family.


Carla Morgan

ASSOCIATE

Carla begun her career in mortgage lending before transitioning to financial planning, providing over 20 years of combined experience in the financial services industry. She joined the Provident team in August 2020 after the purchase of Explore Wealth Management where she worked for 10 years providing high-level support to the Financial Planner and ongoing administrative service to their clients.
 
Carla continued her support to the Explore Wealth Management clients through out the first 12 months transition and has now moved into the Associate role to provide high-level support to the Provident Team of Financial Planners in delivering the advice to help all clients, new and existing, achieve their Enjoy Factor.


Enjoy factor moments

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Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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