Life event triggers
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Advice Components
Products & Initiatives
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| Buying the First Home |
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Having Children |
| Buying V Renting |
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Budgeting |
| Budgeting / Savings Plan |
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Debt consolidation / Loans structuring |
| Protect your assets and income |
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Protect your assets and income |
| Instalment Gearing to build deposits |
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Line of credit standard loans |
| Investment Account Options |
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Income & Life insurance |
| Home insurance, income protection insurance |
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Wills & Powers of Attorney |
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| Receiving a Windfall |
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Marriage / 2 incomes to 1 |
| Budgeting |
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Budgeting / Debt Consolidation |
| Debt Recycling / loans restructuring |
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Loans Structuring |
| Correct investment decisions |
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Protect income, family |
| Line of credit / standard loans |
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Estate Planning |
| Split investment loans |
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Line of credit standard loans |
| Options |
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Life insurance |
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Income Protection Insurance |
| Saving for a Goal |
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| Budgeting |
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Debt Crisis |
| Debt consolidation / savings plan |
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Budgeting / Debt Consolidation |
| Wealth Creation; gearing, debt recycling & |
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Loans structuring |
| investment advice |
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Protect your asset and income |
| Redraw lines of credit |
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Non-conforming loans |
| All in one accounts/offset accounts interest |
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Standard loans / line of credit |
| only options |
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Divorce / Death of a Partner |
| Employment – |
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Loans re-structure / budgeting |
| Redundancy, self employment, Promotion |
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Rent V Buy |
| Budgeting |
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Protect income and your dependents |
| Finance or ownership decisions> |
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All loan and insurance options |
| Loans structuring / Insurances / protect your family |
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| Lines of credit / commercial loans / split |
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Renovation |
| business debt / leasing / general insurance / |
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Budgeting |
| death and disability insurance |
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Restructuring |
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Review home insurance / Protect your income and dependents |
| Economic Conditions |
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Construction loans / standard loans / lines of credit |
| Budgeting |
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| Debt Consolidation |
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Upgrading the Home |
| Government Assistance |
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Budgeting |
| Lines of Credit / Rural lending solutions |
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Increase home insurance / review life insurance |
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Bridging loans / portable loans |
| Downsizing the home |
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| Budgeting |
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Retirement |
| Loans restructure / gearing |
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Budgeting |
| Investing net proceeds |
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Gearing |
| Bridging finance / portable loans / investment |
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Estate Planning |
| options – managed funds |
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Government assistance |
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Reverse Mortgages |
| Advice Components |
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Centrelink / Pensions |
| Products & Initiatives |
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Income Stream |
