Mortgage Solutions

According to research from the Reserve Bank in its 2004 annual report, Australia enjoys one of the greatest home ownership rates in the world. But in a time of high house prices how do you make this great Aussie dream a reality?

Provident can help you

  • Choose a home loan that works together with your individual financial situation to achieve your future goals and objectives.
  • Advise appropriate home loan product from a diversity of lenders.
  • Work out how much you can borrow based on current financial commitments and future objectives.
  • Calculate the deposit you are likely to need.
  • Identify options to save for a deposit in the time frame you set.
  • Set a budget to cover your mortgage commitments when you have purchased your property.
  • Review, recommend and organise appropriate insurances.
  • Recommend if you need to create or review your will.
  • Review your home loan yearly. 
  • Home loan check

Calculators and links

If you have any questions about your mortgage or if you want to look at refinancing loans from other lenders or finding out how much you could borrow, speak to our advisers today.

Enjoy factor moments

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Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

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Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

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My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

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Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

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We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

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Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

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Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

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Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

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