Buying an investment property

For many, once the family home is paid off – or a reasonable amount of it – they start to look at other ways of building wealth. Often their first thought is an investment property. Contact our advisers to learn if buying an investment property is right for you.

Common questions to consider

  • Is it better to put all my spare money into paying off my mortgage or should I consider other investments?
  • Am I better to invest my extra money in property or shares?
  • Are there tax advantages to owning an investment property?
  • Will I have to pay tax on an investment property?
  • Are there other ways I can invest in property, apart from directly buying a property myself?
  • Am I better off investing directly in property or managed funds?


Provident can help

  • Identify options to fund an investment property.
  • Look at realistic amounts you can borrow based on your current financial commitments and plans.
  • Set a budget to cover your mortgage commitments.
  • Advise strategies to optimise taxation benefits.
  • Review, recommend and organise appropriate insurance.
  • Recommend if you need to create or review your will. 


Do you know what difference it can make when you invest a single lump sum compared to investing in small amounts regularly over a period of time? Compare these options with the Dollar cost averaging calculator. 

 

Enjoy factor moments

Enjoy Factor Moments Image

Our vision PLAN. HELP. ACHIEVE. is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. -

Find out more
Enjoy Factor Moments Image

Our Enjoy Factor is spending time in retirement with the grand-kids and having fantastic holiday adventures. - Jim & Connie Medew

Find out more
Enjoy Factor Moments Image

My Enjoy Factor is volunteering for the Nakuru Hope Gabriel Learning Centre in Kenya. I get the ‘joy’ in my enjoy factor, from the smiling faces of those I am privileged to be able to help; those who so desperately need it. - Gayle Greenwood

Find out more
Enjoy Factor Moments Image

Thanks to careful planning by our wonderful team at Provident, we have been able to travel around America and the United Kingdom enjoying the beginning of our retirement visiting family and friends. - Gerri Garland & Steph Mutch

Find out more
Enjoy Factor Moments Image

We are very satisfied with the service provided by Polly & Provident and can’t recommend them enough. - Matt & Pip McMullen

Find out more
Enjoy Factor Moments Image

Paul, Greg and the team at Provident have become more than just financial advisers to us over the years and are as much friends as they are advisers. - John & Vicki Evans

Find out more
Enjoy Factor Moments Image

Thanks Polly and Greg – you remove plenty of worry from my life! - Richard Murrell

Find out more
Enjoy Factor Moments Image

Provident, Paul Carter and Greg Neill have done an excellent job organizing our financial affairs such that we can draw funds as needed to enjoy these fabulous overseas holidays. - Bob & Bev Berven

Find out more